Need to File a Roofing Insurance Claim? Read This Step-By-Step Guide First
There are many reasons why you would think about filing a roofing insurance claim. A storm could have damaged your roof, a tree branch could have fallen onto it, or you may have experienced some other type of damage that was beyond your control.
Whatever the reason may be, filing an insurance claim is necessary when these things happen and there are certain steps that should always be taken before doing so.
So, if you’re a homeowner, it’s important to be aware of the process for filing an insurance claim because, as you may already know, it can be tricky.
Therefore, before you get started, make sure to take a look at this guide and discover some crucial tips that will help make the process go as smoothly as possible.
How Does the Process Work? Here Are the Main Steps
The first step is to check with your insurance policy to see what is covered. Not all policies are the same and some may not cover certain types of damage. It’s also important to know your policy’s deductible and whether or not you will be required to get an estimate before filing a claim.
Once you’ve figured all this out, you need to decide if you’ll go forward with filing the claim. If you decide to file it, the next step is to contact your insurance company and let them know what has happened. They will likely send an adjuster to inspect the damage and determine how much the repairs or the replacement will cost. Once the adjuster has looked at the damage, they will provide you with a report that details their findings.
At this point, you can either accept the insurance company’s decision or negotiate for a higher payout. If you are not happy with the insurance company’s decision, you can always hire a public adjuster, such as Revived Exteriors, to represent you.
Once you have reached an agreement with the insurance company, the next step is to find a contractor to do the repairs. Make sure to get multiple estimates and choose a contractor that is licensed and insured. Once the repairs are complete, be sure to save all receipts and documentation in case you need them for future reference.
How to Make the Process Even Easier and Increase Your Chances of Approval?
Your best bet at having a smooth, stress-free, and successful insurance claim process is employing the help of an experienced, licensed roofer who provides professional insurance claims assistance. Or, in other words, a roofer who is also a licensed public adjuster, such as Revived Exteriors, your local roofing company.
We can help you navigate the entire process from start to finish and ensure that everything goes as smoothly as possible.
As experienced roofers, we will be able to help you with all aspects of the claim, from filing through negotiating to repairing or replacing the roof. We can work with the insurance company on your behalf and make sure that you get the payout you deserve.
Reach Out to Us – We’re Your Calm After the Storm
All in all, when filing a roof insurance claim, it is important to know your policy’s deductible and whether or not you will be required to get an estimate before the claiming process begins.
But what will help you the most is hiring experienced roofing experts who are able to navigate this tricky process on your behalf. So, if you’re looking for someone that can assist with all aspects of the claim, contact your reliable and experienced Elgin IL roofing contractors. We would love to hear from you!